Discover how Mangopay's Hosted Identity Verification simplifies user onboarding, by minimizing the number of required documents and automating the entire process.
Your users want an easy start with your platform. At the same time, you need to be sure these users are who they claim to be, to prevent fraudulent parties from entering your business. With Hosted Identity Verification, you can strike the perfect balance between user convenience and airtight fraud prevention. Get users verified in minutes - no delays, friction, or compromise on security.
Mangopay’s Hosted Identity Verification offers simple integration and automated registry checks to avoid document upload. It also includes fraud detection tools such as selfies, liveness, and live document capture. The result? Swift integration, high pass rates, fewer drop-offs, and a positive first impression that keeps users engaged from day one.
Discover how you can ensure seamless onboarding while protecting your business.
What does hosted identity verification mean?
‘Hosted’ means the onboarding process is managed entirely by us instead of requiring your technical resources to handle it. In this setup, your users - business entities, natural persons, or sole traders - can register directly through Mangopay’s pre-built workflow. Our hosted identity verification provides reliable checks with minimal technical input required, cutting down on manual tasks and achieving a balance between fast processing and security for both platforms and users.
All of these are done while taking the necessary steps to comply with relevant regulatory requirements, such as anti-money laundering (AML) and counter-terrorist financing (CFT) regulations.
Get fast and secure identity verification
If your platform needs to be compliant, struggles with complex onboarding processes, limited engineering resources, large user volumes, or persistent identity fraud cases, here’s what Mangopay's Hosted Identity Verification brings to tackle these challenges.
Global reach with local compliance
Localization is key for customized experiences and compliance procedures. With services available in over 190 countries and 40 languages, we ensure your users’ checks meet their country-specific requirements.
Real-time identity verification for fast decisions
Real-time business registry verification, assisted image capture, passive liveness checks, and biometric analysis reduce manual review time and increase the speed of onboarding processes. Instant feedback on verification outcomes enables businesses to make swift decisions, whether accepting new users or addressing compliance issues.
You decide where identity verification fits in the user journey
You can choose when identity checks are triggered, such as immediately upon registration or deferring them to later. This level of control empowers platforms to improve the users’ onboarding completion rates and create a journey that aligns with their business strategy.
Identity fraud prevention
Liveness checks ensure the person behind the selfie is genuinely present, while facial recognition verifies the authenticity of uploaded documents. We also check the information in documents against trusted data sources in real time.
Reduced manual workload
Automated renewals and risk assessments lessen the need for constant manual monitoring and review, thus reducing operational costs and freeing up resources for other critical tasks. Plus, by making the process smoother, we cut down the time it takes to check a new user from a few hours to just a few minutes.
How does Hosted Identity Verification work?
Our verification process offers an efficient way to onboard users, whether you are a business, natural person, or solo trader. All you have to do is send a link to your users looking to have their identity checked, and we take it from there.
For businesses, the process begins with an essential step that involves retrieving data specific to entities classified as businesses. Following this initial step, a series of secure verification measures apply to all types of users.
Here's how it works.
Automated business data retrieval
Our system automatically retrieves data from business registries in over 190 countries. Users simply provide self-declared details, which our system verifies against the respective business registry.
When a business cannot be immediately verified through the registry, we've made provisions for a secondary verification method. Users are directed to a Mangopay-hosted page where they can manually upload the necessary documents for verification.
Automated document verification with live capture
We use live capture technology to prevent document spoofing, such as printouts or photo replacement. The system provides real-time feedback to users, helping improve the submission quality right at the point of input. Our system can also automatically extract text across 20 document character sets, minimizing errors and manual inputs.
Selfie verification with facial biometric
A passive liveness test verifies the user’s authenticity. The system distinguishes real faces from simulated presentations like videos, photos, and masks, adding an extra layer of security.
Our system compares a selfie with the ID document provided to ensure the person uploading the documents is indeed who they claim to be. This facial biometric matching confirms the identity, integrating a critical checkpoint in the verification process.
We keep your platform safe with fast and compliant identity verifications. Get in touch to learn more.
Frequently asked questions
What is hosted identity verification?
Hosted identity verification is a service offered by third-party providers that enables platforms to offload the responsibility of creating and managing the document upload mechanism. Instead, platforms rely on the expertise and systems of third-party providers to ensure a secure and efficient verification process. Unlike in-house or on-premises methods, where platforms must develop and maintain their own system for users to upload identification documents, hosted identity verification services take on this responsibility.
What types of documents are required for hosted identity verification?
For hosted identity verification, required documents include government-issued photo IDs, such as passports, driver's licenses, or national ID cards, proof of residence, and, for higher assurance levels, biometric data in the form of facial recognition or fingerprint scanning.
What is the typical turnaround time for hosted identity verification?
If the business validation and identity document verification process proceed without any issues, you can expect a turnaround time of under 5 minutes.
What is an API for identity verification?
An API for identity verification integrates directly into your app or website, whereas a hosted identity verification service redirects users to an external platform managed by the service provider.
Can API and hosted identity verification run at the same time?
We offer flexible identity verification services tailored to your specific needs. You can customize the workflow for different user groups, using our API for some users and our hosted solution for others. With our solutions, you control when and how checks are triggered, ensuring they align with your business strategy.
